Transparency, Trust, and Professional Integrity
Strategic financial guidance to grow your wealth
At AK Rao Personal Finance Advisory, we provide unbiased financial guidance. Our compensation comes solely from our clients — never from product commissions. Our services are structured as a continuous partnership to provide a holistic view of your financial health.
Registered & Licensed by SEBI as an Investment Adviser (RIA), we are one among the few hundred SEBI registered advisers in India.
We operate on a pure advice-only model — No product selling, no commissions, and no hidden incentives. Just unbiased, ethical, and transparent financial guidance.
At A K Rao Personal Finance Advisory, as fee-only advisers and a SEBI-registered Investment Advisor, our only incentive is your success — building a partnership grounded in transparency and trust.
We offer only professional, advice-driven consultancy fully aligned with your best interest without selling products or earning third-party incentives.
We refuse every penny of commission. Our only income is the fee you pay us.
By using Direct Mutual Funds, we often save you more than our own fee.
We don't just "promise" honesty; as a SEBI RIA, we are legally required to provide it.
We have no products to sell. No targets to meet. Just your wealth to grow.
A K Rao brings over 32 years of consulting and management experience into personal finance advisory. We have been successfully guiding individuals and families towards long-term financial clarity, security, and independence.
We refuse every penny of commission. Our only income is the fee you pay us.
By using Direct Mutual Funds, we often save you more than our own advisory fee.
As a SEBI RIA, we are legally bound to put your interests above everything else.
No products to sell and no targets to meet. Just your wealth to protect and grow.
We analyze your current assets, liabilities, and life goals.
We create a custom, holistic financial roadmap for you.
We implement 0% commission direct plans to save you costs.
Regular reviews to keep you on track as life evolves.
Book a free 30 minute discovery call to see if our fee-only advisory model is the right fit for you.
Email: ashok@akraoadvisory.com
Call/WhatsApp: 
+91 98801 01106
Location: Bangalore, Karnataka (Serving Clients Pan-India)