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Focused Advisory · Independent Review

Second Opinion

You have received financial advice and something feels off — or you simply want to be sure before acting on it. Get an independent, SEBI-registered review before you commit.

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Unlike commission-based intermediaries, a SEBI-registered RIA is legally prohibited from earning any compensation from the products they recommend. Our review is conducted with complete independence — we have no financial stake in the outcome, and our only income is the transparent fee you pay us.

Common situations people bring to us
💬"My relationship manager says I should move ₹20L into this ULIP / structured product — is it right for me?"
💬"My advisor built me a financial plan. I want someone independent to review it before I sign up."
💬"I was told to surrender my LIC policy and reinvest — but it does not feel right."
💬"My company's wealth manager recommended a PMS or AIF. Is it appropriate for my situation?"
💬"I inherited a portfolio and want to know if I should keep it or restructure it entirely."
What we look at
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Conflict of interest

Is the advisor incentivised to recommend this? What commissions are embedded in the product?

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Suitability

Does this product or plan actually match your risk profile, goals, timeline, and liquidity needs?

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Cost analysis

What are the total costs — upfront, ongoing, and exit? Are there lower-cost alternatives that achieve the same outcome?

The two possible outcomes
✔ All clear
The advice is sound and suitable for you. You proceed with confidence, not anxiety — knowing an independent SEBI RIA has validated it.
⚠ Concerns found
We flag what is wrong, explain why clearly, and give you an alternative path to consider — so you can make a fully informed decision.
What you receive
  • ✔ A written review document — a clear verdict with reasoning, not jargon
  • ✔ Conflict-of-interest assessment of the recommending advisor or institution
  • ✔ Full cost breakdown of the product or plan being reviewed
  • ✔ Suitability assessment against your actual risk profile, goals, and timeline
  • ✔ A 60-minute call to discuss findings and your options going forward
What we need from you
📄 The advice or proposal document
🎯 Your financial goals
📊 Current portfolio (rough)
📅 Your investment horizon
📈 Risk tolerance (self-assessed)
💰 Amount being recommended
This service is right for you if…
  • ● You have received advice from a bank RM, insurance agent, or commission-based advisor
  • ● A large sum is involved and the decision feels irreversible
  • ● You want to act — but want one independent, qualified voice before you do
  • ● You have inherited investments and are not sure whether to keep or restructure them
  • ● You are simply not confident the advice you received is in your best interest
₹7,500
One-time · Review delivered in 5 business days · Includes 60-min advisory call
Book This Service →
🛡️ SEBI Registered · INA000022534 🚫 Zero commission, zero conflict 🔒 Your documents stay confidential